Oh, what a month it has been. Our Savings has been as fluid as the stock market.
In Savings we saved our normal $500. We also transferred the $1,250 from our child tax credit and another $500. Unfortunately, we had to transfer $2,015 out to cover my annual life insurance premium and other bills.
As Christy wrote, we also have to replace our 13 year old roof next week due to poor workmanship and use our child tax credits for the rest of the year to build our savings back up from that impact.
When it rains, it pours…and then you see stains on your ceiling and realize you have to spend more money.
We also transferred an astounding $7.99 into our savings because our 15 year old asked if she could get Disney+ for a month and pay for it out of her personal savings. Technically it should have went into checking, but who cares. We earned $5.34 in interest.
In Vacation we saved our normal $200, but transferred $300 to checking to cover meals and activities from our vacation in The Poconos. We earned .87¢ in interest.
Sometimes it’s tough having goals. There are things we would like to do, like travel for fun or see family, but we realize we need to prioritize some accounts over others.
It would be a few easy clicks on a keyboard to start putting less in savings each month and more in vacation so that we can do those other things, but then we will put ourselves closer to risks like having to assume a car loan when our current van fails. I think it will feel better to pay for that with cash than go on an extra vacation.
Someday we will be to the point where we meet certain goals and can prioritize our finances more toward leisure. We look forward to that day.
| Savings | $22,009 |
| Vacation | $2,903 |