The pandemic’s impact on our life has been pervasive. As I have mentioned before, I have always homeschooled my children. However, I have never homeschooled under these strange circumstances. Contrary to what everyone thinks, quarantine has been hard on homeschool families too. In the past we participated in a variety of weekly activites. Staying home…
Term Life: Preparing for the unknown
Back in May, I wrote about the importance of proper term life insurance coverage to take care of your loved ones and my lack of ability to lose weight. At the time I decided I just needed to get the coverage. That search led me to both lose weight and take the steps towards securing…
Electric Bill: Out of Control Usage
We received our electric bill in the middle of July, and it was $318! What in the world? We’ve never had an electric bill that high before. If there was a reasonable one-time explanation, I wouldn’t be so upset about it. Unfortunately, there is no good reason for why our bill would be that high….
Working Toward Retirement – July
Christy gave me the idea to start documenting our savings in a post every month. After writing the first one, that gave me the idea to document our retirement savings. Saving for retirement has been a big focus of ours lately. We wish we would have started being more focused on it years ago, but…
Spend your money on the things that matter most to you!
As mentioned a few weeks ago, we recently opened a vacation savings account. For some people, this might seem like a waste of money. I grew up in a poor household, where vacations were a luxury that only rich people could afford. Maybe you’re currently paying off debt, and vacations seem frivolous to you too. …
Independence Day 2020 – The lock down edition
Like many cities around the United States, our Independence Day was a little…off. But despite New Jersey being in lock down, we had a pretty great 4th of July this year. Our borough didn’t have a parade this year. Which to be honest, was kind of nice. We love bringing the kids to the parade…
Kid’s Clothing Tips and Tricks for frugal parents
Children go through clothes quickly. If they’re not outgrowing them, they are staining and ripping them. It can definitely put a strain on the budget. If you have a large family like us, it can cost a small fortune to keep everyone looking clean and presentable. Fortunately for frugal parents, there are lots of tips…
IT’S KIDS DAY!!!
This Saturday is Kids Day! What? You’ve never heard of Kids Day? Well, most people haven’t. That’s probably because we made it up. About six years ago, on either Mothers Day or Fathers Day, our oldest asked Christy and I “If there’s a Mothers Day and a Fathers Day, why isn’t there a Kids Day?”…
Great Home Versus Great Neighborhood
We love our small house. A few years ago we were looking to move. It was hard to find a bigger house that offered everything we currently have in our little home. Our house is small, but it functions beautifully. We have no wasted space. It really is a well-designed home. The process of trying…
Saving for the future – July
No one can predict the future, but having goals and saving for the future is one way you can hedge against the unknowns you will certainly encounter in life. Christy and I haven’t always been good about saving. Being disciplined enough to not live paycheck to paycheck takes a conscious decision and practice. Is it…