Like most married couples, John and I have a lot of savings goals. Once upon a time, we had one checking account and one savings account. However, I did not like having all of our savings in one pot. It was hard for me to keep everything separate and accounted for – especially when an…
Category: Money
Working Toward Retirement – January
I didn’t realize it last month, but we broke the $100,000 mark in our retirement savings. That’s a great milestone. I can’t wait to hit the next milestone – $200,000. As I stated last month, we were able to max out both of our Roth IRAs with the help of my bonus and our savings….
Kitchen Remodel: Behind the scenes – Double pantry
Christy unveiled the final results of our kitchen remodel, but I thought I’d go back through the project and review some of the things we did for the first time in our lives. No better place to start than where we did – our fabulous double pantry. I’m famous for four words in our house…
Saving for the future – January 2021!
Ahhh. A new year, full of hope and possibilities. Let’s hope it’s not Groundhog Year where we live 2020 over again. This month in Savings we saved our normal $500 and earned $6.60 in interest. And thanks to our ridiculous government that hands out money they don’t have to people that don’t need it, we…
Working Toward Retirement – December
The markets are still doing well and you can really see it in the growth of my work 401k. The growth nearly doubled from last month. We had a little more than normal in our 401k deposit this month because I received a little more than normal Christmas bonus. Every little bit helps and I’m…
“Owning” Your Home
I was listening to a podcast today and the question was asked “Do you rent or do you own”. I’ve been asked that same question several times over the years, both in person and on paper. For 2 decades I’ve answered “I own”, but what really is owning your home? Like me, nearly everyone that…
Saving for the future – December
This month in savings we were able to save our normal $500 with an additional $250. We also added an additional $39 because Christy likes even numbers (it’s actually $22,000 and change, but when the change is over 50¢ I round up) and we earned $11.12 in interest. In vacation we saved our normal $200…
Working Toward Retirement – November
With the election out of the way (pretty much) and news of a COVID vaccine, the markets have been doing pretty well. A couple things happened this month to increase our deposits. Aside from the pay increase I mentioned last month, our increase to 10% in my work 401k took affect on my last check…
Saving for the future – November
It’s been a busy month. Between work and the kitchen remodel, it’s hard to find time to keep up with my weekly posts. I don’t know how Christy does it. She has a full time job (schooling and raising the kids), she has been working on the kitchen too, and she always finds time to…
Working Toward Retirement – October
The markets have turned in our favor for the month of October. We had growth of $3,344, versus the $89 we had in September. This month we increased our contributions to my work 401k because I was able to get a significant increase in my compensation. It is still far, far less than what I…