Category: Family

Have you ever heard of frugal fatigue? It is basically when a person gets tired of saving every penny and delaying gratification. It is a real thing, and we’ve experienced it many times. After our long stretch of frugality while paying off our balloon loan, we were ready to live life again. In case you’re…

When we last left off, we had just welcomed our second child, and my husband had received a big boost in his pay. With our improved financial situation, we were finally able to get some important work completed on our house. We learned our lesson with the HELOC loan on our first house, so we…

As you’ll remember, we sold our home and ended up $3,000 in the hole. But no matter! Off we went to New Jersey. I should probably mention that I was pregnant with our first child during this transition to a new state. Being pregnant, we really wanted to buy another home for our growing family. We…

In 2000, my husband and I purchased our first home together. It was a tiny, one bedroom house that was perfect for us.  We were young, with no children. It should have been easy for us to meet our financial obligations.  During this time, I was in college, but I did work part time in…

Welcome to our blog! Family on a Dime was created to inspire families to reach their goals by using their money mindfully and with purpose. My name is Christy and along with my husband John, we would like to share our experiences with you.  We recently paid off our home, and we’re now completely debt…