Ahhh. The holidays are over. Everyone had a great Christmas and New Years. We were able to take the kids bowling and over to The Academy of Natural Sciences in Philadelphia. If you are from the area, we recommend checking out the Invisible World of Water on snow flakes. We’ve all seen the ornate depictions…
Author: John
Saving money on home repairs – Maytag Maxima dryer
Saving money on home repairs is a great way to be frugal. Who doesn’t want to save money? I like money. You have to know your limitations, but it’s at least worth investigating the issue to see if it’s something you feel comfortable with. Like back in 2020 I posted a video on how to…
Working Toward Retirement – December
OUCH! Down $6,001 this month. I’m not worried though. I wish I would have had this outlook over a decade ago – that a down market means every share I buy during that time is on sale. Currently my work 401k is showing a year to date (10/1/21, our fiscal year) rate of return of…
Anti Social…Media
When we started this blog, we were excited that we were able to pay off our mortgage in 13 years by being frugal, despite years of making mistakes with our money due to a lack of discipline, thoughtfulness, and planning. Heck, those even apply to our paying off the mortgage. Christy is much more level…
Saving for the future – December
No excitement this month and we’re absolutely fine with that. In our house, excitement usually doesn’t equate to a windfall. It usually means we are hemorrhaging money. Speaking of hemorrhaging money, it’s Christmas time again, which is one of our most favorite times of the year. Our reader probably hasn’t heard much out of us…
Working Toward Retirement – November
This was a pretty good month, with $6,002 in growth. I know next month it could be $2, but when I get to post numbers like this, it always makes me happy. My birthday is coming up in a few months and I can’t wait. I’ve been putting my current age in my trusty retirement…
Saving for the future – November
We did it! We got our savings back up above $20,000…for now. Who knows when the next financial train wreck will happen and knock us off the rails. Our reader may not be able to tell because we are not totally broke, but Christy and I have horrible luck, financially. Given that, it’s surprising we…
Working Toward Retirement – October
Not a great month in our retirement investments, but at least they aren’t negative. Any growth is still growth. We did increase our deposits in my work 401k a little due to my annual increase. I was expecting the amount withdrawn for my annual bonus to show as well, but it is not showing in…
Reinvesting dividends
In my last monthly update on our retirement savings, I wrote a little about reinvesting dividends and my speculation on how that all played into whether or not someone loses money during a drop in the market, if they do not pull out. I haven’t consulted a financial expert about it, but I did look…
Saving for the future – October
We took a dip this month, with taking more out of savings than we put in and removing the same as we put into vacation, making this month a wash for that account. This month in Savings we saved our normal $500, but…we got our credit card bill with the $2,500 balance for the new…